Buy Now, Pay Later Disclosures
Affirm:
Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Afterpay:
You must be over 18, a resident of the U.S., and meet additional eligibility criteria to qualify. Late fees may apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See www.afterpay.com/terms-of-service for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.
Klarna:
See klarna.com/us/terms-of-use for complete terms and conditions. Standard "Pay in 4" installments are interest-free if paid on time, though late fees may apply. Monthly financing options are available for larger purchase amounts, require a credit check, and are issued in partnership with WebBank, Member FDIC. CA residents: Loans made or arranged pursuant to a California Financing Law license.
Not Seeing Affirm, Klarna, or Afterpay at Checkout?
We've heard that some customers are not seeing the Affirm, Klarna, or Afterpay options at checkout. These buy now, pay later options are presented dynamically based on factors such as order value, location, and eligibility. While we can't say for sure why they may not appear, here are some suggestions if you're not seeing them:
- Ensure You Have a IP address in the USA - If you're using a VPN try turning it off, especially if you're connected through another country.
- Clear your browser's Cache & Cookies.
- If both of the previous suggestions didn't help try using an Incognito or Private browser window.